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Insurance

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If you would like to schedule an initial consultation with one of our attorneys please call us at (515) 332-1157, or fill out our form below.

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INSURANCE

 

Generally, the person injured in an accident will be compensated by the insurance company of the driver who was responsible for the accident.  If that driver does not have insurance or if he or she does not have enough insurance coverage, the accident victim’s own insurance will cover his or injuries through an uninsured or under-insured motorist clause.  Other insurance policies, such as the insurance policies of employers or family members, may supply additional benefits to the injured person.  In some states, an injured person may receive some compensation for their injuries, even if the accident was partially his or her fault.  If you have been in an accident, a personal injury lawyer experienced in motor vehicle accidents will help you review your insurance policies and determine the amount of compensation to which you are entitled.

 

Amount of Compensation

 

In a car accident case, the amount of compensation depends on several variables.  Some of those factors are: if you are in a no-fault state, how easy it is to show that the accident was another person’s fault, the type and the severity of the injuries involved, the kind of medical treatment necessary, and the amount of insurance coverage available. Other issues that may be important include: how the accident occurred, how much vehicle damage is involved, the amount of past and future medical expenses, whether there is permanent injury or disfigurement, and how much income was lost as a result of the accident.  Each motor vehicle accident case is unique, so it is important to contact an experienced personal injury lawyer to ascertain the amount of compensation in your case.

 

Injuries and Compensation Conclusion

 

Horrible injuries can result from a motor vehicle accident.  Severe injuries can influence not only the accident victim, but also his or her family.  Even relatively small injuries can stress a family, if those injuries require medical care and required time away from work.  If you have been injured in a motor vehicle accident, a personal injury lawyer can answer your questions about the compensation you can expect for your injuries.  Your lawyer will assist you by pursuing the person or the company that caused your injuries, verifying the amount of insurance coverage available and making sure you get the most compensation possible for your injuries. 

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